When you need large amounts of money, there are many ways you can do it as a financial solution. One alternative that is currently being chosen is to apply for a multipurpose loan with a vehicle BPKB guarantee or a house certificate guaranteed.
Multipurpose credit is a type of loan that is currently easy to apply for. The process is fast and practical. You can use the disbursement of funds from multipurpose loans to meet your various financial needs. If you need a large disbursement of funds in a short time, applying for a multipurpose credit loan with a car BPKB guarantee is the solution.
The reason is, there are various benefits that you can get by applying for multipurpose financing with a car BPKB guarantee. Quoted from Cermati, here are the various benefits that you can get!
High Flexibility
The first advantage that you can feel by applying for multipurpose financing with a car BPKB guarantee is high flexibility. The point is, the loan funds that you get can be used for various needs because the disbursement of funds is much larger than KTA. Such as for business capital needs, education costs, and much more.
The disbursement of funds obtained is large because the nominal asset you guarantee is also of great value. In addition, the car that you guarantee can also be used for daily needs. Because only the BPKB is guaranteed. If you pay the installments in an orderly manner, the vehicle BPKB will return to your hands after the installments have been paid off.
Large Loan Limit
The second advantage you can get is a large loan limit. As previously mentioned, you can use this large loan limit to meet your various financial needs. However, still apply for a loan according to your needs and abilities, yes! Generally, you can get a disbursement of around 60%-80% of the value of the car that is guaranteed.
Long Tenor
Because the value of the guaranteed asset is quite large, another advantage that can be obtained is a long tenor or loan repayment period. Unlike KTA, which has a short tenor, the repayment period for multipurpose loans with car loans can range from 12 to 48 months.
Fast Disbursement Process
The last advantage that you can enjoy is the fast disbursement process. If you need a loan in a short time, multipurpose credit can be the right solution for you. For example at BFI Finance, you can get a disbursement of funds from 3 hours to 1 day if you are judged to have met all applicable terms and conditions.
Those are the various advantages of applying for a multipurpose loan with a car BPKB guarantee. Let's apply for a multipurpose loan at BFI Finance with a fast and safe process!